Mortgage Documents Checklist

Having documents ready speeds up your application. Requirements vary by loan program and your situation, but these are the items lenders commonly request.

Identity and income

Government photo ID, recent pay stubs, W-2s or tax returns, and for self-employed borrowers, additional business records.

Assets

Recent bank and investment statements, and documentation of the source of any large deposits.

Property and housing

A signed purchase contract, homeowners insurance details and, for refinancing, your current mortgage statement.

Special situations

Veterans may need a COE, see VA loans. Ask Chris what else applies.

FAQ

Do I need all of these at once?

Start with the basics. Chris will tell you what else is needed.

Can I upload documents securely?

Ask Chris about the secure submission options for your application.

Helpful Resources

• CFPB: Owning a Home

Related: Programs | How To Get Preapproved For A Mortgage Maryland | Conventional Loans

Chris Nieberlein NMLS #313519 | Bay Capital Mortgage Corp. NMLS #39610 | Equal Housing Lender. General information, not a commitment to lend. Terms and eligibility vary and are subject to credit approval and underwriting.